PRACTICAL FINANCE
Practical Finance Solutions Corporation
>₱1B
3,600%
212%
Comprehensive Enterprise Solutions
Forensic Accounting & AI Intelligence
- AI-powered financial irregularity detection
- Comprehensive record reconstruction
- Undeclared account discovery
- Hash-chain authenticated audit trails
- Documentation for regulatory defense
- Zero-defect BIR compliance
Digital Platform Modernization
- Universal ERP integration capabilities
- Legacy system transformation
- AI agent deployment for automation
- Cloud-based platform migration
- Automated reconciliation processes
- Real-time financial reporting
Strategic CFO Advisory
- Full CFO solutions when needed
- Financial forecasting with AI insights
- Capital raising and IPO preparation
- Tax and ESG compliance guidance
- Strategic growth planning
- M&A readiness and valuation
Your 10-Year Transformation Trajectory
Following our proven recipe of building an optimized foundation through digitalization
The 5 Strategic Levers We Deploy
+20%
Revenue Growth
Pricing & volume optimization
-10%
Cost Reduction
Sustainable digitalization efficiencies
-5%
Working Capital
Better management & negotiating power
+4%
Treasury Yield
Risk-managed placements
-5-10%
Tax Optimization
Business intelligence & strategy
Year 1 Impact
2.3x
- • EBIT margin: 20% → 40%
- • Extra 19% of sales in cash
- • Immediate liquidity surge
Year 5 Position
3.7x
- • Revenue: 1.8x baseline
- • Self-financing growth
- • M&A capability unlocked
Year 10 Achievement
6x
- • Revenue: 3x baseline
- • Enterprise value: ~8x
- • Net-cash-positive fortress
The Digitalization Advantage
This trajectory assumes a smoothing effect starting Year 3 as digitalization matures. Revenue growth through pricing and volume levers, cost reduction through sustainable efficiencies, and consistent tax optimization through business intelligence combine to create exponential value. By Year 10, companies following our recipe transform into cash-rich, margin-dominant platforms ready for any opportunity.
Strategic Takeaways
Working Capital as Cash Engine
5% efficiency release compounds—every extra sales dollar needs permanently less cash tied up in the cycle.
Tax Strategy as Self-Funding R&D
5-10% permanent reduction in tax leakage funds innovation and technology without touching operating cash.
From Growth-Hungry to Capital Allocator
By Year 10, management shifts to redeploying abundant internal funds while maintaining investment-grade balance sheet.
Our Core Philosophy
Agility in Clarity
Transforming financial chaos into strategic advantage through sincerely transparent AI- and hash-chain-enabled automation. We establish solid financial foundations so businesses can pursue growth without structural vulnerabilities.
Our Promise to Leadership
For CEOs
We deliver the financial accuracy necessary for confident decision-making without requiring long- term commitments.
- Make strategic decisions based on verified data, not assumptions
- Secure funding with books that withstand any due diligence
- Sleep soundly knowing regulatory compliance is bulletproof
- Scale confidently with real-time financial visibility
For CFOs
We handle the overwhelming reconstruction and system challenges so you can focus on strategic priorities.
- Shift from historical cleanup to forward-looking strategy
- Achieve 2-day month-end close with automated workflows
- Present board-ready reports with complete confidence
- Focus on value creation, not firefighting
Practical Technology Platform
AI Intelligence
Hash-Chain Security
Universal Integration
Automated Workflows
Warning Signs Your Enterprise Is At Risk
Month-end close takes weeks instead of days
Reports contain unexplained discrepancies
Tax filings require last- minute extensions
Growth opportunities missed due to uncertainty
Building Your Complete Finance Function
Most companies struggle because their finance pyramid has broken or missing layers. We rebuild from the foundation up.
CFO
Strategic decisions: capital allocation, fundraising, stakeholder management
FP&A
Forward-looking planning, trends analysis, liquidity and performance management
Controlling
Management reporting and budget oversight
Accounting
Basic bookkeeping for compliance and taxes
Payments & Collections
Day-to-day operations
Common Problems
- Missing layers create blind spots
- Manual processes at each level
- No integration between layers
- CFO stuck in operational tasks
Our Solution
- Rebuild every layer properly
- Automate with AI agents
- Integrate with hash-chain security
- Free CFO for strategic work
Our Approach
A proven three-pillar methodology that transforms financial operations while respecting your autonomy
Foundation Building
We meticulously reconstruct accurate records, identify undisclosed accounts, and establish proper documentation.
- Forensic financial reconstruction
- Hidden asset and liability discovery
- Zero-defect regulatory compliance
- Clean books ready for any audit
System Repair
We diagnose and fix broken accounting systems, implementing controls and workflows for reliable reporting.
- ERP implementation and integration
- Automated workflow deployment
- AI-powered reconciliation
- Hash-chain document security
Knowledge Transfer
We ensure your team understands the new foundation and can maintain it going forward.
- Team training and enablement
- Process documentation
- Sustainable independence
- Optional ongoing support
Result: Complete freedom to scale at your desired velocity with confidence
Your Progressive Transformation Journey
From manual chaos to AI-powered clarity through a proven four-stage progression
1
Digitization
2
Digitalization
3
AI Automation
4
Hash-Chain
Direct Solutions, Complete Flexibility
We deliver immediate impact while respecting your autonomy to determine future direction
The Hidden Cost of Inaction
- Tax Exposure: Massive regulatory penalties
- Missed Capital: Lost funding from failed due diligence
- Value Destruction: Below-market acquisitions
- 35-50% slower growth rates
- 12% hidden profitability leakage
- Unprofitable expansion decisions
Client Success Outcomes
- 3x faster month-end closes
- Zero compliance issues maintained
- 50% growth acceleration achieved
- IPO and M&A readiness established
- Enhanced operational efficiency
- Increased enterprise valuation
Our Promise to You
- Solve complex accounting problems
- Build reliable fiscal foundations
- Transfer knowledge to your team
- Scale at YOUR desired velocity
- No long-term commitments required
- Complete freedom in future decisions
Led by Proven Financial Expertise
Jared Valarao, CPA, CMA, CFC, MBA
Founder & CEO, Practical Finance Solutions Corporation
17+ Years Experience
Certified Public Accountant
Certified Management Accountant
Certified Financial Consultant
Executive MBA, AIM Dean’s List
ACCA Expert Link Panel Member
Asia’s Visionary Leader in Financial Innovation 2025
International Resource Speaker
With over 17 years of experience transforming organizations from financial uncertainty to strategic clarity, Jared brings unparalleled expertise in corporate rescue, financial turnaround, and system repair.
His track record includes steering the Philippines’ third-largest airline from pandemic-induced insolvency to operational recovery, achieving profit growth at Colgate-Palmolive that exceeded entire European business units combined, and preventing over ₱1 billion in potential penalties while establishing growth foundations for multiple clients.
As an international thought leader on sustainable finance and corporate governance, Jared leverages startup ecosystem expertise to drive commercial value across multinationals, SMEs, and social enterprises. His “Agility in Clarity” approach has delivered consistent results: 3,600% ROI on tax savings, USD 16M margin improvements, and successful transformations across aviation, FMCG, BPO, and real estate sectors.
Transform Uncertainty into Strategic Advantage
Join leading enterprises who have moved from financial chaos to market leadership with our AI-powered solutions
Most clients avert regulatory penalties within 60 days of engagement